Land Rover Advance Payment Plan

With the Advance Payment Plan (APP), you make one upfront payment and defer the remaining vehicle cost until the end of the agreement.


  • I would like to pay for my new Land Rover outright, but not all at once. 
  • I want several options at the end of my plan. 
  • I want to protect against an unexpected fall in used vehicle values. 
  • I want to be able to afford a newer or higher spec model – APP gives you more spending power.


1. Choose a new Land Rover. 

2. We calculate the predicted value of your vehicle at the end of your agreement based on your agreed annual mileage and the contract term. This value is deferred to the end of the agreement and makes up the optional final payment. 

3. Pay an initial upfront amount based on the vehicle’s Guaranteed Minimum Future Value (GMFV), then choose your term over 1 to 3 years. 

4. There are no regular monthly payments – just a single initial payment and a deferred optional final payment based on the vehicle’s GMFV. 

5. At the end of the agreement, you pay the remaining balance (plus the agreement interest if applicable). 

6. Alternatively you can choose to return the car, or start a new finance deal.


You have three options: 

1. Renew – choose a new Land Rover from your Retailer and start a new finance agreement. If your existing car’s actual value is more than optional final payment, you can use the excess value towards your deposit on a new agreement. With this option you can either part-exchange your Land Rover or sell it privately. Subject to settlement of your existing agreement. New agreements are subject to status. 

2. Return – hand back your vehicle to Land Rover Financial Services without making your optional final payment. If the vehicle is in good condition (fair wear and tear accepted) and has not exceeded the maximum agreed mileage, you will have nothing to pay. If the vehicle has exceed the maximum agreed mileage a charge per excess mile will apply. 

3. Retain - pay your deferred optional final payment and the title of the vehicle will be transferred into your name.


  • APP is only available for vehicles up to 3 months old. 
  • Minimum annual mileage 6,000 miles, maximum annual mileage 35,000 miles, maximum contract mileage 108,000 miles.  
  • If you wish to return your vehicle at the end of your agreement, an excess charge will apply if it has exceeded the allowed mileage, or is not in good condition (fair wear and tear accepted). 
  • Minimum contract term of 13 months, maximum contract term of 37 months. 
  • You must have fully comprehensive insurance. 
  • Credit is subject to status and is only available to UK residents aged 18 and over. 
  • This plan is available to business customers.